• Online Casino Credit Card

Online Casino USA – Expert Guides and Strategies. BestOnlineCasinos.com is an online casino review site for new players. Our ratings focus on the quality of a site’s casino games, including online slots, roulette, blackjack and video poker games. In addition to the gaming options, our reviewers rate the best online casino sites on several other criteria: deposit options, welcome bonuses, player rewards, software, customer support, reputation and safety. While each of the reviews we have offered of online casinos lay out exactly which cards are allowed and which are not, we will cover that here as well. Typically you will see casinos accepting all credit cards offering options for VISA, American Express, and MasterCard but you may see more options as well. It all comes down to which site you decide to frequent.

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Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

The Total Rewards® Visa® Credit Card is no longer available. For other options, check out our list of the best hotel credit cards with no annual fee.

If you’re a member of the Caesars Entertainment Total Rewards® program and are looking for ways to boost your rewards both in and out of the casino, the Total Rewards® Visa® Credit Card is worth considering.

Even if you don’t have plans to visit Las Vegas in the near future, there are almost 40 participating resorts and casinos in the U.S. and Canada where the Total Rewards® Visa® Credit Card could help offset your stay. This includes Harrah’s, Caesars and Horseshoe locations.

The rundown: Everything we like about the Total Rewards® Visa® Credit Card

The Total Rewards® Visa® Credit Card earns you reward credits that you can use to comp your hotel, food and entertainment purchases at participating Total Rewards locations. With your everyday spending, you’ll earn reward credits that you can put toward your next trip to a Total Rewards location, and you’ll get an extra boost on your earnings when you spend inside Total Rewards resorts and casinos.

Here’s a breakdown of the rewards you can earn.

• 5 reward credits for every $1 spent inside Total Rewards resorts and casinos and on tickets purchased through TR Live Events
• 2 reward credits for every $1 spent on gas, groceries and airline purchases
• 1 reward credit for every $1 spent on everything else

There’s also a chance to rack up the reward credits with a sign-up bonus. You can earn 10,000 reward credits after you use the Total Rewards® Visa® Credit Card outside of a Total Rewards resort or casino and spend $750 within the first 90 days of being approved for the card.

Heads up: What you should consider before applying for the Total Rewards® Visa® Credit Card

Currently, Total Rewards casino and resort locations are found in only 13 states, plus one location in Ontario, Canada. To really maximize your reward credits earning potential, you’ll need to spend in Total Rewards locations. If you don’t live close to one or aren’t planning a trip, it may not make sense for you to get this card.

On top of that, your rewards can expire unless you earn one reward credit at least once every six months.

Also, the variable APR for purchases can range from 15.24% to 24.24%. Pay off the full balance of the card by the due date each month to avoid paying interest charges.

Do the math: How to get the most out of the Total Rewards® Visa® Credit Card

A major perk of the Total Rewards® Visa® Credit Card is the opportunity to boost your Total Rewards membership status.

The Total Rewards® program has four tiers, determined by the tier credits you earn each year.

• Gold: 0+ tier credits
• Platinum: 5,000+ tier credits
• Diamond: 15,000+ tier credits
• Seven Stars®: 150,000+ tier credits

Tier credits are different from rewards credits and are earned when you gamble, shop, eat and stay at participating Total Rewards locations. Each tier comes with more perks.

If you have Gold status, you can really maximize the Total Rewards® Visa® Credit Card by making your first purchase in the first 90 days of approval. This will get you upgraded to Platinum. Here’s what you’ll enjoy with Platinum status.

• A complimentary stay at Atlantis, Paradise Island in the Bahamas
• A 15% discount at participating spas and gift shops within casinos
• Preferred pricing at participating Total Rewards restaurants
• Exclusive presale access for certain shows
• Complimentary valet and self-parking at various Total Rewards destinations, including Las Vegas and Atlantic City

You’ll keep your Platinum status for the rest of the year that you upgraded for it. To keep up your Platinum status for the following year, you’ll need to spend $5,000 at Total Rewards locations in the current calendar year to qualify.

If you’re already a Platinum, Diamond or Seven Stars® member, the Total Rewards® Visa® Credit Card is a little less enticing. You’ll receive a one-time buffet pass when you make your first purchase with your new card in the first 90 days of approval.

Total Rewards members of any status can benefit from another one of the card’s perks, though: Spend $10,000 in a calendar year and you’ll qualify for the VIP Access Pass. That’ll get you VIP line access to restaurants, taxis, clubs, pools and more across Total Rewards Las Vegas locations.

Bottom line: Is the Total Rewards® Visa® Credit Card right for you?

If you’re a Total Rewards member and can maximize your spending in the 5x category, it could be worth it for you to get the Total Rewards® Visa® Credit Card. But if you don’t find yourself at a Total Rewards location that often, it may not be worth applying for.

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There is nothing more irritating than getting your card turned down at one of the online casinos that accept all credit cards. Credit cards have been around since the 1950s when financial institutions first saw value in extending lines of credit to consumers using a plastic card that could be used like cash or a check at retailers.

Credit card issuers look at your credit history, your income, and a few other factors and determine a line of credit they can offer you. The amount of credit you’re offered and the interest rate for that credit varies from card to card; check the fine print on your credit card offer to figure out how much credit you’ll get and how much it will cost you.

How to Use Credit Cards at Online Casinos

Using a credit card to fund your online casino account is just like using a credit card to make any purchase online: you enter your credit card information, the amount you want to deposit, and wait to see if the transaction was approved. The amount you can deposit depends on your line of credit, the minimum and maximum amount the casino will allow you to deposit, and the size you want your bankroll to be.

Can USA Players Use Credit Cards to Deposit at Online Casinos?

As of this writing, USA players are having trouble using credit cards to deposit money into their online player accounts. Because of legislation in the United States that controls how banks do business with known online gaming sites, sometimes credit card deposits run through smoothly and sometimes they don’t. If you live in the USA and want to use your credit card to deposit to your online gaming account, there’s no way to know if the transaction will be blocked or not. You just have to give it a try.

Online Casino Credit Card

Top Online Casinos that Accept Credit Cards

We recommend the following two casinos for online gamblers interested in making credit card deposits.

Lucky Red Casino

400% Casino Bonus To $4,000

If you are looking to place for an online casino that accepts credit cards as payment, look no further than Lucky Red Casino. At Lucky Red, you will be able to deposit in your betting account with credit cards as well as withdraw. This is great as many online gamblers already have credit cards, making the gambling process even more convenient. Lucky Red also provides several bonuses to patrons. One bonus, in particular, gives gamblers a 400% deposit match valued up to $4,000. Simply use promo code LUCKYRED400 and you will be well on your way to collecting on the bonus. With your credit card in hand, Lucky Red Casino offers some of the best online gambling available.

Club World Casino

300% Slots Bonus To $3000

Club World Casino is open to credit card deposits and allows withdrawals under certain conditions, including the legal status of credit card transactions in your country of origin. With Real Time Gaming software, popular among slot gamblers for their Real Series slots, and a healthy bonus program including occasional bonuses for credit card deposits, Club World Casino is a favorite among online gamblers using credit cards to fund their player accounts. They offer options to use all credit cards like VISA, MasterCard, Amex and more.

FAQ's About Using Credit Cards At Online Casinos

You have to apply for credit cards directly with the issuing financial institution. Credit card offers come in the mail, pop up online, and even tucked into magazines. Your bank probably has its own line of credit cards to offer you. Once you choose a card and make your application, the company will check your credit and verify your other information then issue your card through the mail if you’re approved.

While each of the reviews we have offered of online casinos lay out exactly which cards are allowed and which are not, we will cover that here as well. Typically you will see casinos accepting all credit cards offering options for VISA, American Express, and MasterCard but you may see more options as well. It all comes down to which site you decide to frequent.

In many cases, you can make withdrawals to your credit card from your online casino. The rules vary from one casino to the next, and some credit card companies won’t allow withdrawals back to your card. Check the rules at your online casino and ask your credit card issuer for more information.

Using a credit card to transfer money to and from an online casino is as safe as using your credit card for any other transaction, as long as you’re dealing with one of the casinos that accept all credit cards, like the sites we have provided on this page.

Some online casinos charge fees for credit card deposits and withdrawals, and some credit card companies charge their own fees for these transactions. Check with your credit card company and your online casino for specifics.

Since laws vary so much between different countries, the best way to find out if credit card deposits are allowed in your area is to check with the credit card company or issuing bank.